Alone with a Stranger (2000)

Lovely Sandy would seem to have it all a burgeoning career, a loving young son, and a husband, James who makes more than she does. But he has emotionally withdrawn from her in the months following a tragic automobile accident in which their daughter was killed. His reticence troubles her, who seems helpless to do anything about it.

Then one day her husband comes home a changed man romantic, affectionate, and eager to talk about hers possible transfer to New York City. There's only one problem: her husband James is chained to a chair in a suburban basement, held hostage by gun-toting tough gal, Beth. So who is that man who looks like James making love with Sandy?